Work Toward Paying Off Your Debt
If unpaid debt is weighing on you, recent surveys show how common that is:
You’re not alone.
6 in 10
Adult Americans who carry credit card debt balances month after month.
1/3
Americans with personal debt say about one-third of their monthly income goes to paying it off.
77%
Percentage of Americans feeling anxious about their financial situation.
*Sources: 2023 Harris Poll, 2024 study by Capital One, 2024 AARP survey
How It Works
Share Simple, Basic Info
Answer a few questions to narrow down your options. A soft inquiry does not affect your credit score.
Talk With a Provider If You Choose
Talk with a debt consolidation provider if you choose to. You decide what, if anything, fits your budget.
How Long It Can Take
Many programs take about three to four years to finish. Your enrolled debt, your monthly deposit and your creditors all change that, and no one can promise a timeline. Creditors may not agree, and your credit can be affected. If a company sells this by phone, it can't charge a fee until it reaches an agreement on at least one debt that you accept and make a payment under. Canceled debt may count as taxable income.
Want a head start on your
debt consolidation goals?
Share some basic info to narrow your options and see what a next step could look like.
Debts We Can Help With
Providers in our network work with many kinds of personal debt. That includes:
- Credit Card Debt
- Medical Bills
- Repossessions
- Collections
- Personal Loan Debt
- Lines of Credit
- Business Debts
- Certain Student Debts